What Is CI Insurance?

1. CI insurance is a product that adds coverage for critical illnesses to life insurance, and an expert column says that, unlike cancer insurance, benefits are paid only when the condition is 'critical'.
2. Lee Yu-jeong, MBA, cites cases where benefits were not paid because early-stage thyroid and breast cancers were excluded, and explains that CI insurance pays 50 to 80 percent of the death benefit in advance.
3. The column recommends remodeling rather than cancelling the policy, urges readers to check the word 'critical' in the terms rather than the product name, and announces a free review consultation.

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